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KNOWLEDGE HUB

Insights & Market Commentary

Expert-authored articles, research reports, and investment education — written by SEBI-registered advisors and CFA/CFP professionals.

Featured Article
Market Updates 8 min read

India's Interest Rate Cycle: What the RBI's Pause Means for Your Debt Portfolio

The RBI's extended pause has significant implications for short, medium, and long-duration debt investments. We decode what it means for your bond and debt MF holdings in the current environment.

#RBI Policy#Debt Funds#Interest Rates

Priya Sharma, CFP

Jun 2026

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Tax Strategies 7 min read

10 Proven Ways to Legally Reduce Your Tax Outgo Before March 31

ELSS, NPS, HRA, 80D — a step-by-step checklist to maximise your deductions without breaking a sweat.

#Tax Planning#ELSS#NPS

Amit Gupta, CA

Mar 2026

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Mutual Funds 6 min read

Why SIP is the Most Powerful Wealth Tool for Salaried Professionals

Compounding, rupee cost averaging, and discipline — three pillars that make SIP unbeatable for long-term wealth creation.

#SIP#Compounding#Wealth Creation

Rahul Mehta, NISM

May 2026

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Fixed Income 8 min read

MLDs vs NCDs vs Bonds: Which Should You Pick in 2026?

A comprehensive comparison of structured debt products — risk, taxation, liquidity, and returns decoded for the modern investor.

#MLD#NCD#Bonds

Priya Sharma, CFP

Apr 2026

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AIF & PMS 5 min read

Is PMS Right for You? Understanding the ₹50L Threshold

PMS vs mutual funds — who should invest, what to expect, and how SEBI regulations protect you as an HNI investor.

#PMS#HNI Investing#SEBI

Vikram Nair, CFA

Mar 2026

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Retirement 9 min read

How to Build a ₹5 Crore Retirement Corpus on ₹1 Lakh/Month

A step-by-step retirement blueprint from age 30 — SIP allocation, asset mix, withdrawal strategy, and inflation protection.

#Retirement Planning#Corpus#SIP

Rahul Mehta, NISM

Feb 2026

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Beginner Guides 10 min read

Mutual Funds 101: Everything a First-Time Investor Needs to Know

NAV, AUM, expense ratio, direct vs regular — all the jargon explained in plain English for new investors.

#Mutual Funds#Beginners#Basics

GRM Research Team

Jan 2026

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Tax Strategies 6 min read

LTCG vs STCG in 2026: Post-Budget Tax Changes You Must Know

The 2024 Budget changed equity LTCG to 12.5% and STCG to 20%. Here's exactly how these changes affect your mutual fund and stock portfolio.

#LTCG#STCG#Budget 2026

Amit Gupta, CA

Jun 2026

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Fixed Income 5 min read

54EC Capital Gain Bonds: The Only Legal Way to Save Tax on Property Sale

Sold a property and looking at a large capital gains tax bill? 54EC bonds from NHAI and REC are your only legal way to save it.

#54EC#Capital Gains#Property

Priya Sharma, CFP

May 2026

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AIF & PMS 7 min read

Understanding Category II AIFs: Credit and Private Equity Funds Explained

A deep dive into Category II AIFs — what they invest in, who they're for, how returns work, and the SEBI regulations governing them.

#AIF#Category II#Private Equity

Vikram Nair, CFA

Apr 2026

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Market Updates 6 min read

Gold in 2026: Why the Yellow Metal Deserves a Place in Every Portfolio

Gold ETFs, Sovereign Gold Bonds, or Electronic Gold Receipts — comparing the three most efficient digital gold investment options.

#Gold#EGR#SGB

GRM Research Team

Mar 2026

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Whitepapers 25 min read

GRM Wealth Market Outlook 2026: Navigating India's Next Growth Phase

Our annual research report covering macroeconomic outlook, sector allocation strategy, interest rate trajectory, and asset class return expectations for 2026.

#Whitepaper#Market Outlook#2026

GRM Research Team

Jan 2026

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Whitepapers 20 min read

The Case for Systematic Investing in Indian Mid-Cap: A 15-Year Study

An in-depth analysis of SIP returns in the mid-cap segment across market cycles — data from 2010 to 2025 with risk-adjusted performance attribution.

#Whitepaper#Mid-Cap#SIP

GRM Research Team

Dec 2025

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Research & Whitepapers

GRM Wealth Market Outlook 2026: Navigating India's Next Growth Phase

Jan 2026 · 25 min read · GRM Research Team

The Case for Systematic Investing in Indian Mid-Cap: A 15-Year Study

Dec 2025 · 20 min read · GRM Research Team

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