CORPORATE & BUSINESS ADVISORY

Your Business Creates Wealth.
We Help You Protect It.

From corporate treasury optimisation to promoter succession planning — GRM Wealth bridges the gap between your business finances and your personal wealth journey.

Treasury Management

EPF & NPS Advisory

ESOP Structuring

Succession Planning

Promoter De-risking

Corporate Insurance

Full-Spectrum Corporate Advisory

Corporate Treasury Management

Sophisticated management of company surplus funds to maximise yield while maintaining liquidity for operational needs.

Short-duration debt mutual funds for working capital parking
Arbitrage funds for tax-efficient surplus deployment
FD laddering and corporate bond portfolio management
Real-time liquidity dashboards for CFO visibility
Board-ready quarterly treasury reports

Employee Benefit & Provident Fund Advisory

End-to-end advisory on employee benefit structures including EPF, NPS, gratuity, and Group Insurance to attract and retain talent.

NPS corporate model implementation and employee onboarding
EPF trust advisory and compliance management
Gratuity fund management and actuarial liaison
Group term life and group health insurance advisory
ESOP valuation and vesting schedule structuring

Executive Compensation & ESOPs

Design and advisory on equity-linked compensation plans that align executive incentives with long-term shareholder value creation.

ESOP scheme design under Companies Act, 2013
Sweat equity and phantom stock advisory for startups
RSU and stock option plan structuring for listed companies
Tax optimisation on exercise, vesting, and sale events
SEBI SBEB Regulations compliance for listed entities

Succession Planning for Business Owners

Structured succession strategies for promoter families — ensuring business continuity while optimising intergenerational tax efficiency.

Buy-sell agreements and shareholder agreement advisory
Family governance frameworks and family constitution drafting
Promoter holding structure optimisation (HoldCo, LLP)
Key-man insurance and business continuity planning
Coordination with legal counsel on share transfer mechanics

Promoter Wealth Separation & De-risking

Help promoters diversify their concentrated single-stock risk by systematically separating personal wealth from business wealth.

Systematic pledge reduction and secondary market liquidity strategies
OFS (Offer for Sale) and block deal advisory
Structured Product overlays for concentrated equity positions
Alternative income streams via AIF and real estate debt
Personal portfolio construction independent of business cycles

Corporate Insurance & Liability Risk

Comprehensive audit and structuring of corporate insurance policies to ensure adequate coverage without over-insurance.

Directors & Officers (D&O) liability insurance advisory
Professional Indemnity and Errors & Omissions coverage
Property, plant, and equipment insurance audit
Business interruption and key-man cover structuring
Annual renewal benchmarking against peer companies

Common Questions

Regulatory Notice: GRM Wealth Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-346248). Corporate advisory services described on this page include financial planning guidance and product distribution. Specific legal, tax, or compliance advice is provided in coordination with qualified CAs, legal advisors, and SEBI-registered professionals. Past performance of any investment product is not indicative of future results. All examples are illustrative only.

Let's Talk Business Wealth

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Your Business Creates Wealth.We Help You Protect It.